AMEC Home Loans has created this privacy statement in order to demonstrate our firm commitment to privacy.
What personal information is being collected?
Unless this web site asks for specific personal information in order to respond to requests for information or to register uses for particular services, only the following information will be collected when you use this site: · your server address; · the date and time of your visit to the site; · the pages you accessed and the documents downloaded; · the previous site you visited; and · the type of browser you are using. This information is collected for statistical purposes and to enable us to improve the navigation functions of our web site.
Who is collecting personal information?
Where this site specifically asks for your personal information (for example to respond to requests for information or to register users for particular services), your personal information will only be collected by staff of AMEC Home Loans who have responsibility for responding to such requests or administrating such registrations.
How is personal information used?
Personal information collected on this web site will only be used for the purposes stated at the time of collection. Your personal information will not be forwarded to any third party, added to a mailing list or used for any other purpose without your consent.
Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date. Access to personal information collected on this site Unless required by law to do so AMEC Home Loans will only disclose personal information collected on this site to a third party if consent has been provided.
Security of personal information collected on this site
This site does not provide facilities to guarantee the secure transmission of information across the Internet. Whilst reasonable efforts are used to provide security, users should be aware that there are inherent risks in the transmission of information across the Internet.
These sites may on occasion provide links to other sites for your convenience or additional information. AMEC Home Loans is not responsible for any content or practices of these sites.
You can request access to the personal information (if any) that we keep on record. If you believe any information that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting access to your information, however, we may charge you the reasonable cost of processing your request.
For further information about this Privacy Statement contact firstname.lastname@example.org.
AGREEMENT BETWEEN USER AND AMEC Home Loans, Inc.
The AMEC Home Loans, Inc. (“AMEC”) Web Site is comprised of various Web pages operated by AMEC.
The AMEC Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the AMEC Web Site constitutes your agreement to all such terms, conditions, and notices contained herein. If you do not agree to these terms and conditions, do not access this Web Site or any of its pages.
AMEC reserves the right to change the terms, conditions, and notices under which the AMEC Web Site is offered, including but not limited to the charges associated with the use of the AMEC Web Site. AMEC will update the terms of us on this Web Site as appropriate.
LINKS TO THIRD PARTY SITES
The AMEC Web Site may contain links to other Web Sites (“Linked Sites”). These are provided for information purposes only on topics that may be useful to the users of the AMEC Web Site. The Linked Sites are not under the control of AMEC and AMEC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. AMEC is not responsible for webcasting or any other form of transmission received from any Linked Site. AMEC provides these links to you only as a convenience, and the inclusion of any link does not imply endorsement by AMEC of the site or any association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the AMEC Web Site, you warrant to AMEC that you will not use the AMEC Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the AMEC Web Site in any manner which could damage, disable, overburden, or impair the AMEC Web Site or interfere with any other party’s use and enjoyment of the AMEC Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the AMEC Web Sites.
USE OF COMMUNICATION SERVICES
The AMEC Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
AMEC has no obligation to monitor the Communication Services. However, AMEC reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. AMEC reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
AMEC reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in AMEC Home Loans, Inc.’s sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. AMEC does not control or endorse the content, messages or information found in any Communication Service and, therefore, AMEC specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized AMEC spokespersons, and their views do not necessarily reflect those of AMEC Home Loans, Inc.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO AMEC OR POSTED AT ANY AMEC WEB SITE
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE AMEC WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. AMEC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE AMEC WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE AMEC WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
AMEC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE AMEC WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. AMEC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.
SERVICE CONTACT: email@example.com
AMEC reserves the right, in its sole discretion, to terminate your access to the AMEC Web Site and the related services or any portion thereof at any time, without notice.
GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Minnesota, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Hennepin County, Minnesota, U.S.A. in all disputes arising out of or relating to the use of the AMEC Web Site. Use of the AMEC Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and AMEC as a result of this agreement or use of the AMEC Web Site. AMEC’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of AMEC Home Loans, Inc.’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the AMEC Web Site or information provided to or gathered by AMEC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and AMEC with respect to the AMEC Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and AMEC with respect to the AMEC Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the AMEC Web Site are: and/or its suppliers. All rights reserved.
The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred. Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.
PROGRAM DISCLOSURE AND TERMS AND CONDITIONS-CLOSING GUARANTEE
AMEC must receive the following documentation from the borrower (“Borrower”):
The offer is void under the following circumstances:
If all the terms and conditions herein are satisfied and AMEC is unable to close the loan, then AMEC will apply a credit in an amount up to $5,000 toward the Borrower’s first month’s mortgage payment, in an amount not to exceed the amount of Borrower’s first month’s mortgage payment. Plus, AMEC will issue a $5,000 check to the Seller of the subject property. This agreement requires the Borrower to satisfy all AMEC’s underwriting guidelines and loan approvals conditions and providing an acceptable property appraisal and clear title report to AMEC. The subject property address may not change prior to the specified close date in the Agreement. No assignment of the Agreement or substitute Borrower is allowed for this offer.
AMEC reserves the right to amend or cancel the Program at any time, with or without notice; however the Borrower remains eligible for this offer, provided the Program was in effect on the date that AMEC received an executed Agreement and an executed standard loan application (form 1003). Other restrictions may apply. Please contact AMEC for specific details as to the availability of this offer at the time of submitting the loan application and/or Agreement